US Consumer Debit Product and Growth Initiatives - MBA Intern- 2024

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

By applying to this position, your application is automatically considered across multiple subfunctions and teams. Specific assignments will depend on upon your skills sets, interest, location, and team need. 

Company Description 

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. 

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement. 

Join Visa: A Network Working for Everyone.  

Visa Debit is the highest revenue generating core product for Visa, driving 20%+ of Visa’s global revenue. This team is responsible for protecting and growing US debit and prepaid volumes, and growing card acceptance and usage (including credit) in underpenetrated and emerging merchant categories (cash, check and ACH heavy segments).

The U.S. Debit Product and Growth Initiatives (aka Expand Access) team reports into the head of Consumer Core Products. The team is focused on 3 key areas:

1. U.S. Debit product management and business planning/operations
2. Debit product performance optimization
3. Growth initiatives to increase acceptance and usage of credit, debit, and prepaid cards in underpenetrated and emerging merchant segments. 

The priorities for fiscal year 2024 are monitoring and mitigating impacts of Regulation II changes, a federal regulation that impacts U.S. debit and prepaid landscape and driving initiatives that accelerate Visa card payments in high opportunity segments.

Some job duties and projects could include:  

• Debit Payment Volume Tracking – Produce daily/weekly reports in Excel and Tableau, identify anomalies, investigate merchant behavior changes root cause, and craft the associated executive summary briefing materials.
• Create and Execute Evaluation Framework - Evaluate large ticket segments using Excel model to dimension impact of various initiative constructs, including sensitivity analysis and stakeholder impact assessments. Craft a whitepaper that outlines strategies and tactics that could increase card usage in large ticket segments with projected incremental revenue for next 5 years.

Past projects completed by interns include:

•  Interlink Network CNP Expansion PMO – Manage project plan, issues list, and cross-functional working sessions from requirements definition through development and client implementation phases. Engage cross-functional teams and clients on issue research and resolution, write rules, technical specifications, best practice documents, and FAQ.
• Create Product Dashboard – Revise, enhance, and automate monthly product performance dashboard to track key metrics relative to targets and identify trends by segment.

Qualifications

Basic Qualifications 

• Pursuing MBA degree or relevant graduate degree program with 2 years relevant work experience 
• Graduating between January 2025-August 2025 
• Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications that demonstrate professional judgment. 

Preferred Qualificat