Commercial Insurance Underwriter

General information

Career area Insurance Work Location(s) 1450 American Lane, IL, 500 Woodward Avenue, MI Remote? No Ref # 20972 Posted Date 10-20-25 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Evaluates risks according to location, physical and moral hazards, underwriting guidelines and loss experience in order to accept, decline or modify submission. Also, evaluates information received concerning risk characteristics, inspection reports, producer information, etc. May review loss experience of individual accounts and assigned territory. Must have insurance background. 

Location: hybrid role in Detroit, MI or Schaumburg, IL (3 days in office / 2 days remote)

The Work Itself

• Serves as a consultant to Producers, customer service, and claims personnel, as required.
• Works closely with internal Producers to place insurance coverage within Ally’s DOL program(s).
• Submits complex or unusual risks or exposures, and risks exceeding one’s underwriting authority level to appropriate parties for approval.
• May be assigned accounts or territories deemed to be more complex or have a catastrophic risk profile.
• Perform technical tasks and analysis required to support ongoing business operations.
• Articulate and present account’s risk analysis and underwriting recommendations as needed. May collaborate with multiple teams to develop specialized proposals.

The Skills You Bring

• 2+ years of underwriting experience required, with a preferred focus on physical damage insurance underwriting.
• Prior leadership experience is preferred.
• Bachelor's degree required, but 3+ years of applicable experience can be used in lieu of education. 
• Advanced knowledge of Microsoft Office Programs required 
• Advanced knowledge in excel is required, i.e. x look ups, v look ups, pivot tables, and if formulas

#LI-Hybrid#DFS