Senior Software Engineer, Originations

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success.  Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance.  We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions.  We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

As a Senior Software Engineer, you are a member of a cross-functional agile development team that analyzes, designs, codes, tests and delivers software features. A Senior Software Engineer has enough experience to collaborate with business partners and stakeholders about the business needs and processes with the ability to transform those discussions into design and ultimately code.

Outcomes and Activities:

• This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required.  However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
• Experiment and test ideas, validate assumptions against needs, reach conclusion and recommend solutions.
• Design, code, test, and deliver insightful and architecturally sound business solutions around high complexity work
• Contribute to team's sprint goal by test driving complex code
• Document code and projects so others can easily understand, maintain and support
• Apply team coding, documenting and testing standards and drive continued improvements
• Actively participates in engineer COE discussions towards continuous improvement of design and code quality
• Advocate best design principles and patterns within the team
• Improve application and team processes
• Conduct impact analysis to proactively identify impact of a change across multiple systems
• Communicate application changes clearly, concisely, and objectively, both verbally and in writing
• Learn the business process domain to better support the business
• Decrease incidents and increase up-time by developing quality code and testing
• Performs regular reviews on code written by less experienced engineers
• Independently solves various problems and rectify complicated problems through the application of design patterns
• Consistently improve the quality and structure of the previously written code
• Communicate application changes clearly, concisely, and objectively, both verbally and in writing
• Mentor less experienced engineers
• Revises code to make it more efficient and be able to detect bugs in the code
• Document code and projects so others can easily understand, maintain and support
• Increase application domain knowledge through functional testing

Competencies: The following items detail how you will be successful in this role.

• Development: Develops solutions using standards and best practices of the applications language.  Writes code that implements the design that is testable, extensible, efficient and maintainable.
• Impact Analysis: Understand the rationale behind and how changes impact the enterprise and/or applications and across the technical ecosystem.
• Solution Design: Ability to translate high level requirements to create and implement designs that meet the needs of the customer, are technically sound, maintainable and cost effective. Ability to identify missing or ambiguous requirements. Ability to design at both high and low levels of abstraction, understand complex requirements and translate into understandable solutions. Ability to accurately estimate based on requirements.
• Technical Domain: Have an understanding of the technical domain, including the application architecture, design and data of the application they support and systems to which it interfaces.
• Makes Quality Decisions: Uses logic and sound judgement to evaluate the risks and rewards of alternatives before making a decision or taking action. Solves problems and makes sound decisions resulting in the best possible outcomes not only for their department, but also other departments and the Company. Escalates through the correct channels in a timely manner.
• Facilitation Techniques: Organize, support and/or conduc