Product Engineer I

Axos Bank

Target Range:

$70,000.00/Yr. - $115,000.00 /Yr,

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The Product Engineer 1 is an associate-level role within the product team’s career progression (PE1–PE4), responsible for maintaining Verdant’s product backlog and requirements pipeline. This role operates with an AI-first mindset, leveraging AI tools and agents as primary productivity multipliers. The ideal candidate is intellectually curious, demonstrates a strong ability to work with AI effectively, and is motivated to develop deep business domain knowledge in equipment finance.

Responsibilities:

• Maintain the product backlog with refined, development-ready stories under the direction of the Director of Product
• Conduct stakeholder interviews and requirements sessions under the direction of the Director of Product
• Author user stories and acceptance criteria following established team standards and templates
• Query and interpret production data — using AI assistance where helpful — to answer business questions, inform story context, and validate assumptions
• Apply AI tools (Claude, Copilot, MCP-connected agents) as a primary productivity multiplier for requirements documentation, story generation, and analysis
• Create test cases and execute UAT scripts, tracking results and communicating findings to the team
• Maintain product documentation, knowledge base articles, and process documentation
• Participate actively in all sprint ceremonies including planning, standups, reviews, and retrospectives
• Build deep domain knowledge in equipment finance and Verdant’s leasing verticals
• Identify process improvement opportunities and surface recommendations to the Director of Product
• Participate in the full software development lifecycle, including testing and validation of changes, user acceptance testing, end-user training, and rollout coordination
• Interact with internal and external business users to gather feedback, answer questions, and translate business needs into actionable requirements

Requirements:

• Bachelor's degree or equivalent experience in product ownership, business analysis, QA, or a related field
• AI-first mindset — demonstrated experience using AI tools (Claude, ChatGPT, Copilot, or similar) as a primary productivity tool, not just an occasional aid
• Data literacy — ability to query and interpret data to answer business questions and validate assumptions (SQL fluency not required; AI-assisted querying is expected)
• Familiarity with Agile/Scrum methodology and sprint-based delivery
• Strong written and verbal communication skills
• Intellectual curiosity and a strong desire to learn the business domain

Preferred:

• Experience with Azure DevOps or GitHub for backlog management
• Exposure to financial services, fintech, or commercial lending
• Any coursework or certification in business analysis, product management, or Agile

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance

• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)

• HSA or FSA account and other voluntary benefits

• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candid