Financial Crime Compliance Manager, LATAM

Financial Crime Compliance · LATAM · Hybrid / Remote

About Reap

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments.

Backed by leading investors including Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.

Why Reap?

Reap is building a globally scalable compliance infrastructure that supports growth without proportional increases in operational complexity. Financial Crime Compliance Manager will play a critical role in ensuring the organisation maintains strong regulatory standards while leveraging technology, automation and AI to create a modern, efficient and scalable FCC operating model.

As the Financial Crime Compliance Manager, you will lead and scale Reap's global Financial Crime Compliance (FCC) function across multiple jurisdictions across LATAM, ensuring the organisation maintains a robust, scalable and audit-ready AML/CFT framework.

This is a strategic leadership role responsible for the design, governance and continuous enhancement of Reap's financial crime programme, spanning AML/CFT, sanctions, transaction monitoring, investigations, sponsor oversight and regulatory engagement.

You will work closely with Product, Commercial, Operations and Engineering teams to build a technology-enabled compliance function that supports growth while maintaining strong risk management and regulatory standards.

What You'll Do

FCC Governance & Risk Management

• Own and maintain the Group Financial Crime Compliance framework, policies and standards.

• Lead enterprise-wide AML/CFT risk assessments across all jurisdictions.

• Define financial crime risk appetite, governance standards and oversight mechanisms.

• Drive FCC maturity, audit readiness and remediation programmes.

Financial Crime Oversight

• Oversee higher-risk client and transaction reviews.

• Provide guidance on sanctions, PEP, adverse media and financial crime escalations.

• Govern transaction monitoring, sanctions screening and ongoing due diligence frameworks.

• Review complex investigations and oversee SAR/STR decision-making.

Monitoring, Investigations & Controls

• Own transaction monitoring governance, typology development and detection optimisation.

• Oversee monitoring effectiveness, sanctions controls and investigation standards.

• Identify emerging financial crime risks and recommend enhancements to controls and detection capabilities.

• Lead financial crime reporting, management information and risk analytics.

Sponsor & Scheme Oversight

• Provide oversight of financial crime requirements across sponsor programmes.

• Support PIF, TPA and programme approval processes where financial crime requirements apply.

• Ensure financial crime controls meet internal, regulatory and scheme expectations.

Regulatory Engagement

• Act as a key point of contact for regulators, auditors and external stakeholders on financial crime matters.

• Lead AML/CFT audit preparation and regulatory examinations.

• Support licensing and regulatory change initiatives impacting financial crime controls.

Training & Leadership

• Lead the global FCC team and operating model.

• Build organisational capability through training,