Major Accounts Specialist Underwriter, Commercial Property

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter, Major Accounts, Commercial Property to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

About the role

As an Underwriter in the Major Accounts Property team you will work with some of AIG’s most high-profile clients with a focus on those with total insurable assets greater than $1bn. You will partner directly with Brokers and Clients helping them to identify risks, reduce exposure and ensure they have access to AIG’s core value proposition.

How you will make an impact

• Contribute to the strategic development of our Major Accounts Multinational portfolio; build visibility with brokers and clients; drive the client service process.

• Develop and lead broker relationships establishing accretive pipelines, and cross selling opportunities across the AIG network.

• Work cross functionally with other areas in AIG to achieve corporate objectives.

• Play a key role in the development and coaching of less experienced Underwriters.

• Identify and develop client focused products and strategies across the portfolio, this includes Reinsurance, where appropriate.

• Support our culture for continuous improvement: improving processes to make the business more efficient and creating an environment where people are encouraged to take initiative and responsibility.

• Work within agreed decision-making standards, limitations, authorities and underwriting guidelines.

• Construct Policy Wordings to find suitable solutions for AIG & our clients.

• Support the culture of continuous improvement in all areas including improving processes to make the business more efficient and creating an environment where people are encouraged to take initiative and responsibility.

• Support the business to build a high-performance culture by coaching on technical topics and referrals, supporting managers to develop their teams and build skills and knowledge to realise current and future business objectives.

• Demonstrated track record of your support of special projects, broker initiatives, product or service development, portfolio management and development of business and proactive pipelining.

• Ensure all corporate service standards are maintained to both brokers & internal colleagues.

• Ability to prioritise workload and to use own initiative for both internal and external issues.

• Achieve satisfactory ratings on all underwriting quality reviews.

What you'll need to succeed

• Extensive property underwriting experience combined with technical insurance knowledge, with a particular focus on the Major Accounts sector.

• A proven ability to lead client and broker negotiations

• Extensive client management experience

• Ability to understand and construct complex policy wordings

• Experience of Multinational and Captive programmes as well as the regulatory environments and local nuances that relate to them

• Education preferred: Bachelor’s Degree or equivalent. ACII is an advantage.

• Extensive property underwriting experience and strong technical insurance knowledge, with particular focus on large account underwriting in the Multinational sector.

• Good interpersonal and communication skills.

• Proven ability to build relationships with brokers and clients.

• Proven ability to implement strategic business plans.

• Proven track record of delivering profitable returns.

• Good organisational skills with proven ability to prioritise workload.

• Highly numerate.

• Competent in IT packages.