Compliance Business Oversight Manager-Fair Banking

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Job Description:

The Ideal Candidate:

The Fair Banking Compliance Business Oversight Manager provides second line oversight and support to TD Bank's compliance and business units related to fair lending and UDAAP for all consumer and commercial products. The role will serve on a team that provides independent oversight of fair banking and support for other Fair Banking Compliance Teams and may assist with guidance related to analyses, training, complaints, risk assessments, and other monitoring activities.

The ideal candidate will have a strong understanding of the ABC regulations in addition to fair lending and UDAAP. An individual who is able to work independently and in a team environment, enjoys deadlines and challenges will excel in this role.

Please review desired skills & experience below as you consider this opportunity.

The above details are specific to the role which is outlined in the general description below.

Job Description Summary

The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.

Depth & Scope:

• Works independently and is accountable for managing a specialized Compliance function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and specialty
• Typically a subject matter expert for a key functional Compliance area and business
• Contact for business management, dealing with non-routine information
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Desired Skills & Experience:

• JD, CRCM or Regulatory consumer compliance commissioning experience
• Strong understanding of ABC regulations
• Strong knowledge of fair lending laws and regulations
• Working knowledge of UDAAP principles
• Ability to work independently and in a team environment
• Proven ability to perform effectively in a deadline-driven environment with strong time management and prioritization skills

Customer Accountabilities:

• Proactively advises the business of new and changed Compliance regulatory and/or policy changes
• Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues
• Contributes to the development and implementation of Compliance programs
• Guides partner through the development, implementation, oversight and management of effective Compliance Programs
• Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance
• Represents Compliance on internal or external committees relating to designated business activities as required
• Delivers relevant subject matter expertise and Compliance advice to business management
• Conducts meaningful analysis at the functional or