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Job Summary

The Financial Strategy Team is responsible for working with its partners to help educate and drive profitable decisions for the business as well as providing monthly forecasts and annual budgets. The Financial Strategy Manager may lead and develop a team responsible for financial analysis, modeling, and forecasting or may be an independent contributor leading various efforts and owning significant business relationships. They own and oversee the creation of analyses, models, and forecasts for private label and co-brand credit card portfolios to support internal partners and leadership. They also own and lead the development of client contract deal structures, promotional pricing, file performance tracking, file automation and maintenance, and ad hoc projects as needed. The Financial Strategy Manager prepares and presents complex financial information to all areas of Bread Financial. They do this through a disciplined data-driven approach and a thorough understanding of portfolio profitability while being able to effectively present analyses to all levels of management and effectively communicate and represent the team.

 

Essential Job Functions

• Review and evaluate: Manages the analysis and monthly forecasting of financial performance elements based on information obtained via SQL, Essbase, MicroStrategy, etc., and publishes reporting/findings as needed. Leads variance reporting comparing actual performance to expected performance.  Owns and leads ad hoc assignments as needed, including interdepartmental projects and analyses.  Understands file harmonics and demonstrates ownership of financial models and outputs, including, but not limited to, pricing models and monthly forecast models.  Presents findings and work to all levels of management and influences outcomes and decisions.  Reviews work of analysts and provides constructive feedback.  Utilizes knowledge of databases and Microsoft Office tools such as Word, Advanced Excel, PowerPoint, and Teams to execute daily work. 

• Create and design: Identifies opportunities based on portfolio trends and excels in thought leadership.  Drives strategic internal discussions with senior leaders and actively participates in brand partner discussions and presentations as needed. Identifies objectives and success metrics, proactively solves problems and removes barriers, and makes strategic recommendations based on portfolio trends, market research, contracts, and client relationship dynamics.  Able to maintain organization in order to multitask and prioritize projects while adhering to deadlines both for self and team. Examples of duties may be, but are not limited to, owning the creation of Client Performance Reports, reviewing client P&Ls, monthly forecasting and budgeting, reviewing and analyzing marketing campaigns, reviewing client performance and driving recommendations to improve profitability, etc.  Able to assist, train, and lead other analysts regarding key job duties while demonstrating business perspective.  Proficiently identifies and solves problems and ensures work is management ready. 

• Reporting: Owns the creating and updating of ad hoc reporting based on business needs. Maintains key reports used to analyze and forecast credit portfolios. Leads the development and distribution of key financial reporting for internal partners. Strongly attentive to detail and quality of information.  Able to review other’s work for content and accuracy and coach as needed.  Utilizes knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work.  Leverages data sources such as Essbase, SQL, and Microstrategy to build reports and train other associates.      

Reports to VP, Financial Strategy/ Director, Financial Strategy/ Sr. Manager, Financial Strategy

Working Conditions/ Physical Requirements:

• Normal office environment, some travel may be required. 

• This position is hybrid with an onsite schedule of 4 - 5 days per month. 

• In-office requirements are subject to change based on business need.

• This position is currently available to candidates that reside within 60 miles of a Bread Financial location.

Direct Reports

0-4, Financial Strategy Analyst/ Senior Financial Strategy Analyst/ Lead Financial Strategy Analyst

Minimum Qualifications:

• Bachelor’s Degree or equivalent business experience

• Area of Study:  Finance,