AVP, Credit Analytics and Reporting – Regulatory Response

Job Description:

Role Summary/Purpose:

The AVP, Credit Analytics and Reporting – Regulatory Response will develop and execute analysis and reporting of our credit performance in response to regulatory requests and requirements. The analyst will acquire a strong understanding of credit management concepts and skills in one or multiple data visualization tools. This role will engage with multiple functions including regulatory reporting, controllership, credit strategies and portfolio management to quantify various credit metrics creating insights. This analyst will be a subject matter expert in using account level data elements for reporting, data analytics, performance monitoring and measuring impact of strategy changes.

Essential Responsibilities:

• Responsible for interpreting and delivering regulatory reporting requirements, external requests and corresponding data extraction from multiple data warehouses including data validation to support critical Regulatory and other internal reports.

• Support the establishment and ongoing enhancement of credit performance monitoring through collaboration with cross functional teams to meet internal and external reporting needs.

• Conduct analytical reviews and validation of regulatory reports/requests to ensure that the balances, variances between periods and trends are reasonable and sufficiently explained.  Recognize, investigate, document and explain fluctuations and trends to the management.

• Utilize current data visualization tools to create portfolio performance insights that can drill down into key portfolio drivers.

• Support process governance framework mitigating risk through process documentation, validations, simplify and automate processes using available technology or exploring new tools

• Perform other duties and/or special projects as assigned.

Qualifications/Requirements:

• Bachelor’s degree and minimum of 2 years of experience in analytics, financial reporting or financial data analysis role or in lieu of a degree 8 years of experience in retail, business, or private label credit analytics

• 2+ years of experience in Credit, Collections, Risk, Finance, or other Data Analytics role

• 2+ year experience with strong SAS, SQL, or Python programming language experience

• 1+ year experience with Tableau, SAS Visual Analytics, or similar tool

Desired Characteristics:

• Strong experience with SAS, SQL, or Python programming language experience

• Experience dealing with complex and large data sets from multiple sources to support analytical processes

• Proficient experience with Tableau, SAS Visual Analytics, or similar tool

• Demonstrated creativity, problem solving, and critical thinking skills

• Ability to draw conclusions and provide insights from analyzing data

• Ability to multitask and perform in a fast-paced environment

• Experience with account level database such as RDG, CDCI, CLBP2 database

• Experience working with cross-functional teams, particularly with credit/risk/finance, with positive collaborative and team management style

• Familiarity with data lake technologies and programming languages (Hadoop, Python, Hive, etc.)

• Advanced Excel skills

• Project management skills

• Hyperion experience

Grade/Level: 10

The salary range for this position is 75,000.00 - 130,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements:

• You must be 18 years or older

• You must have a high school diploma or equivalent

• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

• New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles.  Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exemp