Senior Finance Manager (Consumer and Small Business Card Valuations Leader)

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for managing the financial relationship of specified Lines of Business (LOBs) that are complex, have risk, and/or have significant revenue/asset volume by partnering with the LOBs and finance teammates to develop and influence short and long-term strategies. Key responsibilities include providing financial leadership and strategic support to LOBs by delivering financial and operating results and performing budgeting, forecasting, analysis, reporting, and business development to drive growth.

Additional Information:

The Consumer and Small Business Card Valuations Lead serves as the senior Finance voice for strategic decisions across the Credit Card Line of Business. The role leads a team of credit card finance experts responsible for valuation models, profitability projections, investment guidance, and executive-level financial insights that support responsible growth and disciplined decision-making.  The role reports to the leader of the RB/WM Reporting, Forecasting and Analysis Horizontal Organization and operates with a strong dotted line into the Consumer Products BFO.   

Responsibilities:

• Provides counsel to specified Lines of Business (LOBs) and finance leadership on all financial matters, focusing on maximizing revenue growth, cost management, profitability, cash flow generation, and operational improvement

• Interprets results from financial models and assesses broader implications from analyses performed on financial data and trends to identify opportunities for improvement and communicate results with broader Finance teams and related Front Line Unit organizations

• Partners with LOBs to conduct strategic planning activities, manage budgets, and develop financial plans by leveraging financial data and models to support business recommendations, goals, and objectives

• Collaborates as a cross-functional business leader to support financial and profitability analysis, develop business cases, and ensure integrity of the financials, sound controls, and efficient and effective procedures

• Leads financial reporting and analytics andreviewsfindings and resultswith executiveleadership teamsin financeand key LOBsinvolved

• Oversees reporting for key constituents and management, which may include the Board of Directors, Investor Relations, and various regulatory agencies

• Manages new and ongoing projects and strategic initiatives by creating new processes to automate key reporting capabilities and delivering on process improvements and simplifications to enable increased focus on strategic priorities

Additional Resposibilities:

• Oversee baseline corporate forecasting for new accounts and frontbook feeds

• Ownership of multiple valuation models to provide best-in-class projections of profitability

• Financial guidance on all investment decisions including product constructs, pricing, underwriting strategy, ongoing line strategy, existing card offers, marketing optimization, offer strategy, promotional durations

• Supports Consumer Product BFO

• Partner with key stakeholders across product line of business, channel partners, risk strategies, marke