Senior Investment Analyst, Structured Credit

Talcott Financial Group* is an international life insurance group and the industry’s trusted partner for comprehensive risk solutions. Talcott creatively designs and expertly delivers responsive solutions that transfer risk and manage capital in a way that supports the strategic needs of insurers today and into the future.
Talcott Financial Group has a proven track record of well-executed transactions, and the enterprise benefits from its strong financial position with over $127 billion in assets under management, its investment-grade financial strength ratings, and its partnership with Sixth Street, a leading global investment firm.
Talcott Financial Group’s two core business platforms include: U.S. based Talcott Resolution and Bermuda and Cayman based Talcott Re.


Overview:

This position is primarily responsible for supporting the oversight, evaluation, and optimization of Talcott’s externally managed General Account structured credit portfolios. Reporting to the Head of Structured Credit, the Senior Investment Analyst will work closely with third-party investment managers, platform partners, internal investment teams, risk, analytics, actuarial, finance, and senior management to assess structured credit opportunities, monitor portfolio performance, evaluate manager recommendations, and identify emerging credit and structural risks. The selected candidate will work in a hybrid in-office arrangement out of one of our office locations in Hartford, CT., New York City or Charlotte, N.C.

The role requires the ability to form independent investment views, challenge external manager assumptions, evaluate relative value and risk-adjusted return opportunities, and support portfolio decision-making within accounting, statutory, regulatory, capital, liquidity, contractual, and enterprise risk constraints. The Senior Investment Analyst will also contribute to Talcott’s multi-manager investment platform and planned investment portfolio growth across the structured credit value chain. This individual will report to the Head of Structured Credit on the Investment Management (IM) team. The IM team is composed of CFA charter holders, actuaries, and other investment professionals and is tasked with, among other things:

• Establishing the Enterprise Strategic Asset Allocation
• Tactical decision making with respect to asset class allocations vs targets
• Oversight of Talcott’s investment managers
• Managing Talcott’s derivatives and hedging portfolios.
• Asset-liability management
• Liquidity management
• Underwriting and selection of third-party asset managers
• Support for asset modeling across the enterprise

Responsibilities:

• Identify and quantify emerging credit risks within the General Account
• Monitor credit quality against risk tolerance and established limits
• Evaluate external manager performance vs quantitative and qualitative criteria
• Collaborate with external managers to understand investment rationale and relative value considerations
• Propose trading programs to enhance income, reduce capital and improve risk adjusted returns subject to constraints
• Develop and implement guidelines for external managers, taking into consideration statutory, contractual and enterprise limits
• Understand industry trends and regulatory developments which could pose risks or present opportunity for the General Account
• Support data review and aggregate information on investments
• Partner with the Analytics team on enhancing, automating surveillance and asst modeling capabilities

Qualifications:

• Bachelor’s Degree with a focus in technical or quantitative discipline such as Economics, Finance, Engineering, Mathematics, Statistics, or a related field.
• Minimum of 2 years of investment experience to include direct exposure with markets
• Experience across a broad range of structured asset classes (MBS Credit, CLOs, CMBS, ABS)
• Familiarity with private asset classes is a plus
• Proficiency in Excel, including review and presentation of data analysis is required
• Familiarity with programming languages (VBA/R/Python/SQL) and usage of AI tools is a plus
• Understanding of U.S. statutory and Bermudan insurance regulations/requirements is a plus
• Ability to work independently and/or collaborate with cross-functional team members outside
• Demonstrated business savvy with a strategic focus for problem solving
• Effective communicator with outstanding interpersonal and organizational skills
• Ability to establish and maintain productive business relationships across the organization


Compensation:

This range represents the minimum and maximum annual base salary we reasonably expect to pay for this role at the time of posting. The actual base