Sr. Director Risk Management

The Senior Director - Risk Management is responsible for overseeing all insurance, claims, safety, and risk management functions for The Related Group. This senior-level position provides strategic direction and technical expertise to mitigate risk across a diverse real estate portfolio, including luxury high-rise condominiums, multi-state market-rate apartments, and affordable housing developments. The role provides direct risk management oversight for the company's in-house General Contracting divisions.

Key Areas of Responsibility

Insurance Program Management & Corporate Risk

• Design, market, procure, and manage all corporate and project-specific insurance programs, including complex Owner-Controlled Insurance Programs (OCIPs), General Liability, Workers' Compensation, and pollution liability.
• Strategic Renewals: Lead the annual insurance renewal process, gathering and analyzing exposure data to optimize program structures and pricing.
• Risk Administration: Manage key broker and carrier relationships. Oversee all risk management administrative functions, including premium allocations, claims payments , and the issuance of certificates of insurance.
• Surety: Implement and oversee the company’s bonding programs.

Property, Builders Risk & Wind Strategy

• Strategic Wind Management: oversee the placement and management of Property and Builders Risk programs with a specific focus on CAT-exposed Coastal Wind risks in Florida and other coastal markets.
• Deductible Analysis: Perform high-level financial analysis of windstorm deductibles versus premium savings. Evaluate and negotiate wind buy-down policies to reduce corporate exposure to named storm events.
• Modeling & Exposure: Utilize and interpret catastrophe (CAT) modeling data to assess probable maximum loss (PML) and determine appropriate limits for high-value assets.
• Project Placement: Work with Development staff to structure Builders Risk policies that account for phased construction, delay in completion (soft costs), and specific wind-load risks associated with high-rise vs. wood-frame construction.

Claims Oversight

• Lead and manage the entire claims process for all lines (GL, WC, Property, Auto).
• Serve as the primary point of contact for complex, high-exposure litigation, particularly Construction Defect (CD) and Completed Operations claims common in the Florida condo market.
• Direct claims strategy in partnership with defense counsel, manage TPA relationships, and oversee the loss adjustment and document production process.

Safety & Loss Control

• Hurricane Preparedness: Lead the development and execution of the annual Hurricane Preparedness Plan and training for all corporate assets and job sites.
• Safety Program Development: Develop, implement, and oversee all corporate safety programs and policies. Provide direct safety and risk management oversight for the company's in-house General Contracting divisions.
• Site Assessment: Direct and analyze site-specific risk assessments, including CPTED (Crime Prevention Through Environmental Design) evaluations for multifamily properties.

Contract Review & Technical Analysis

• Contract Review: Serve as the subject matter expert for all contract reviews, analyzing and negotiating insurance, indemnity, and risk-related provisions in agreements with third-party GCs, subcontractors, and other partners.
• Technical Risk Analysis: Advise teams on technical risk issues such as Florida-specific liability statutes (e.g., F.S. 786.0706) and flood zone reclassifications (LOMA).

Qualifications

• Undergraduate degree in finance, risk management, accounting, or a related field.
• Professional designations such as CPCU, ARM, or CRIS.
• 10+ years of progressive experience in risk management, with a heavy emphasis on the real estate development or construction industries.
• Expert-level, technical knowledge of construction insurance, including OCIPs/CCIPs, General Liability, Completed Operations, and Construction Defect liability.
• Deep understanding of Property and Builders Risk markets, specifically regarding Wind/Hail deductibles and coas