Senior Commercial Banking Financial Analyst

Pay Range: $62,373.00 - $83,112.00

Supports multiple business lines within the Commercial organization by providing complex planning, forecasting, reporting and financial analysis support under the guidance of the Business Services Manager. Provides highly specialized financial consulting and analytical support by providing profitability analysis and reporting, identifying emerging trends, measurement of key performance metrics and success factors, line of business and region financial target setting and measurement and evaluation of key initiatives. Supervises a Commercial Banking Financial Analyst who performs similar duties of a less complex nature.

Education and Experience:

• Bachelor’s degree in Finance or Accounting or equivalent education and experience
• Master’s Degree in Finance preferred
• Five to seven years financial services industry experienceExperience with management reporting and financial modeling

Skills and Abilities:

• Excellent financial analysis skills
• Strong understanding of data warehouse concepts
• Demonstrated ability to work in cross functional teams
• General knowledge of banking
• Ability to successfully execute on multiple projects with minimal guidance
• Ability to draw appropriate conclusions from large amounts of data
• Strong organizational and presentation skills
• High degree of proficiency in Microsoft Office software, advanced Excel skills required
• Requires self-motivation and a high degree of self-confidence to interact with business line heads and senior management

Tasks Performed:

• 30% Develop, maintain, and produce financial models as needed to support strategic initiatives in Commercial lines of business.
• 25% Analyze overall commercial and account level data to explain trends and variance from plan/forecast. Articulate findings in a method suitable for senior management level presentation.
• 20% Regularly collaborate with business line managers and others to provide profitability reports and analysis of profitability, and to understand key drivers.
• 10% Maintains and analyzes incentive plans including developing metrics and ensures components are driving results.
• 10% Supervise Commercial Banking Financial Analyst.
• 5% Other duties as assigned.

Physical Requirements:

• Communicate effectively with internal and/or external customers
• Stationary 75% of time or greater
• Move Objects to Maximum 10 lbs

Why Work at NBT

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success. 

Wellbeing 

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally. 

Community Involvement 

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace. 

Culture 

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued. 

Career Development 

Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential. 

Total Rewards 

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.   

Business Stability 

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan. 

Benefits for Full-Time Employees: 

• Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. 

• Parental Leave: Six weeks of paid leave at 100% of your salary. 

• Comprehensive Medical Coverage: Includ