Senior AML Compliance Analyst

Greenlight is the leading family fintech company on a mission to help parents raise financially smart kids. We proudly serve more than 6 million parents and kids with our award-winning banking app for families. With Greenlight, parents can automate allowance, manage chores, set flexible spend controls, and invest for their family’s future. Kids and teens learn to earn, save, spend wisely, and invest. 
At Greenlight, we believe every child should have the opportunity to become financially healthy and happy. It’s no small task, and that’s why we leap out of bed every morning to come to work. Because creating a better, brighter future for the next generation depends on it.
We are looking for a Sr. AML Compliance Analyst to join our growing compliance team at Greenlight. The ideal candidate will be ready to hit the ground running on day one, ensuring our daily AML compliance requirements are met, immediately assisting with compliance projects already in-flight, and working alongside a small AML Compliance team. This role will support compliance management in reviewing new products and services to ensure they are compliant with BSA/AML and consumer protection regulations and understanding the types of controls that would be needed in order to mitigate AML risk. Most importantly, they will serve as our growing department’s ‘lead,’ offering support and expertise in financial crimes compliance. 
This position will report directly to Greenlight’s BSA/AML Compliance Manager.

Your day-to-day:

• Assign team case work and monitor assignments, quality, and efficiency of work
• Investigate and clear KYC reviews, OFAC, PEP, and transaction monitoring alerts;
• Review and approve SAR/UAR drafts prior to bank submission
• Actively participate and engage in all areas of Compliance which includes, but is not limited to larger compliance projects, regulatory compliance matters, marketing and product compliance
• Help develop best practices for the AML team including case management
• Review and respond to subpoenas, complaints, audits, and law enforcement requests as directed
• Support in the development of procedures and assist with the ongoing maintenance of Greenlight’s BSA/AML Risk Assessment and AML Policy
• Participate in cross-functional process improvement initiatives from a compliance perspective
• Independently establish and maintain cohesiveness across all key areas while fostering a culture of compliance
• Execute on ad-hoc and net-new projects as Greenlight continues to expand.

What you’ll bring to the team:

• The position will be fast-paced with no day being the same as the one before, so we are looking for a fun, energetic individual who is passionate about financial crimes and compliance
• 5-6 years experience in AML Compliance (BSA/CTF) at a Bank with a Fintech portfolio, FinTech, or Money Services Business. Prepaid card and/or digital wallet experience is a plus.
• 2-3 years of team lead, Sr. Analyst, or similar experience in Compliance
• Exceptional written and presentation-development skills, comfortable presenting to a wide range of audiences.
• Experience in researching and fulfilling audits, subpoenas, law enforcement requests, and complaints;
• General knowledge with other areas of compliance (i.e. payments compliance, Reg E, Reg GG, UDAAP) with an eagerness to learn the unknown;
• Can quickly adapt in a fast-paced environment and reshuffle priorities on short notice, especially in “all hands on deck” situations
• Ability to investigate sensitive matters independently, upholding professionalism and strict confidentiality at all times
• Comfort in independently bringing projects to fruition, researching and planning foreseeable downstream impacts, and communicating change to business partners.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) with an in-depth knowledge in OFAC and BSA/AML a plus.
• Experience with automated transaction monitoring software and Suspicious Activity Report (SAR) filing (familiarity with reviewing and adjusting rulesets and/or strategy a plus)

Not sure this one’s for you? Don’t count yourself out. Show us what you’ve got and we’ll reach out if there’s a great fit.

Work perks at Greenlight:

• Medical, dental, vision, and HSA match 
• Paid life insurance, AD&D, and disability benefits 
• Traditional 401k with company match and Roth IRA
• Unlimited PTO 
• Paid company holidays and pop-up bonus holidays 
• Wellness & professional development stipends
• Mental health resources  
• 1:1 financial planners
• Fertility healthcare
• 100% paid parental and caregiving leave, plus cleaning service and meals during your leave
• Flexible WFH, both remote and in-office opportunities
• Full