Director, Business Capability Owner

Work Location:

New York, New York, United States of America

Hours:

40

Line of Business:

TD Securities

Pay Detail:

$150,000 - $215,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Preferred Qualifications:

Department Overview:

The Payments Product Family builds and transforms the operating model, processes, and technology capabilities that enable Payments across TD Securities. Our mission is to deliver world-class service to internal and external clients, with a strong focus on people, process discipline, and effective controls. To deliver on that mission, we need leaders and practitioners who are innovative, customer-focused, and committed to continuous improvement, paired with deep knowledge of wire payments and the broader payments ecosystem.

The Payments Product Family is a rapidly evolving, high-impact team for professionals who want to shape the future of payments at scale. We deliver TD’s Payment Modernization agenda across our global footprint, spanning regulatory commitments, cybersecurity, payment products, SWIFT, and correspondent banking services. Our work is designed to modernize end-to-end capabilities, including innovative client services, data and canonical models, and resilient technology infrastructure, supporting substantial daily payments volume.

Position Overview:

This position is for a Director, Business Capability Owner in the Payments Product Family. The role requires deep subject matter expertise and strong product/capability ownership to lead the execution of a large, multi-year payments transformation. You will define the target business capabilities and target operating model (TOM), translate strategic outcomes into an executable multi-year roadmap, and drive delivery across cross-functional teams using Agile/Scrum practices where appropriate. Success in this role depends on executive-level stakeholder management, disciplined governance, and the ability to align business, technology, operations, risk, and control partners around measurable outcomes. while owning key decisions, delivery trade-offs, and senior leadership communications.

Job / Role Responsibilities:

Product & Capability Ownership:

• Own the end-to-end Payments capability vision and strategy, including target business capabilities, capability maps, and an outcomes-based multi-year roadmap aligned to enterprise strategy, regulatory commitments, and transformation milestones.
• Monitor the regulatory environment and emerging industry mandates; translate requirements into clear product and delivery priorities, ensuring impacts to clients, operations, technology, and controls are understood and addressed.
• Develop business cases and investment proposals; drive prioritization and funding governance, confirm scope and dependencies, and establish benefits measures with impacted stakeholders.
• Identify, document, and validate current-state processes and controls; partner with stakeholders to design the future-state target operating model (TOM), including roles, handoffs, controls, and end-to-end client experience.
• Lead analysis and requirements definition by applying multiple elicitation techniques to probe, challenge, and clarify needs (business, operational, data, and integration), and drive timely consensus across stakeholders.
• Prioritize requirements and backlog items based on business outcomes, regulatory commitments, delivery sequencing, and interdependencies across the broader roadmap.
• Operate with clear decision rights to drive delivery trade-offs; proactively identify, assess, and manage delivery risks, issues, and control gaps through disciplined governance and escalation.
• Oversee third-party/vendor and strategic partner contributions (where applicable), including scope, delivery outcomes, and performance management in collaboration with sourcing and technology partners.
• Manage end-to-end traceability from strategic outcomes and regulatory requirements through business rules, features, epics, user stories, test cases, and operational readin