Lead Internal Auditor, Consumer Compliance

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

Discover’s Internal Audit Department (IAD) is committed to providing insightful perspectives, leveraging specialized talent, and delivering a refreshing experience to all of our stakeholders.  These commitments are met through technically skilled professionals who are collaborative, hard-working, and highly motivated to consistently deliver high-quality work in a challenging and fast-paced environment. IAD is viewed as an integral part of Discover’s risk management framework and is valued by management as a trusted partner.

The Consumer Compliance Internal Audit team assesses business processes and practices for the risk of non-compliance with applicable consumer laws and regulations. The team completes audit testing in a dynamic environment across a wide variety of regulatory topics and assesses risk management frameworks, controls, and governance to provide insights to business partners regarding compliance risk.

Focus Areas include:

• Fair Lending Laws and Regulations
• Consumer Compliance Lending Regulations
• Consumer Compliance Depository Regulations
• Unfair and Deceptive Practices
• Privacy and Consumer Information Regulations
• Community Reinvestment Act
• Compliance Management Systems

Responsible for performing audit reviews. Performs client interviews, reviews business processes, identifies ad assess controls, and communicates results

with clients. Develops action plans.

Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

What You’ll Do

• Perform audit reviews, client reviews, review business processes, identify and assess controls.

• Communicate results with clients and develop action plans.

• Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You’ll Do It

• Lead client audits. Develop risk assessments align to standards. Complete and document audit fieldwork and testing. Identify potential findings for discussion with management. Discuss findings with clients and develop action plans. Complete review of audit work of assigned staff.

• Communicate statuses of audits and findings to clients. Partner with clients to develop solutions to identified findings. Interact effectively with technology, operations, and financial auditors to ensure coverage of audit entity.

• Develop and educate team members. Define expectations with audit staff.

Qualifications You’ll Need

The Basics

• Bachelor’s Degree in Social Sciences, Engineering, Business, Accounting, Finance, Information Technology, Analytics.

• 2+ years of experience in Applied Sciences, Engineering, Operations, Accounting, Finance, Business, or related field, Computer Science, Data Science, or related experience

Bonus Points If You Have

• 4+ years of experience in Applied Sciences, Engineering, Operations, Accounting, Finance, Business, or related field, Computer Science, Data Science, or related experience

• Regulatory Compliance audit experience within an Accounting / Consulting firm, Financial Institution, or Regulatory Agency

• Six Sigma, STEM, or Business, Risk, Compliance, or Audit related certifications

• CIA, CAMS, CRCM, CPA, CISA, or related

#Remote

Application Deadline:

The application window for this position is anticipated to close on Jun-16-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $75,500.00 to $127,900.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health