Senior Manager - SBA Business Banking

Application Deadline:

02/20/2025

Address:

VIRTUAL49 - HomeRes - WI

Job Family Group:

Commercial Sales & Service

Manages, evaluates, and monitors renewals of small business loan products to ensure they are reviewed and documented (if necessary) prior to becoming an administrative past due. Monitors covenants, borrowing phase certificates, and other applicable conditions of credit. Reviews and recommends or determines credit decisions in accordance with sound credit granting principles in compliance legal and regulatory requirements and Bank policies and procedures. Interacts with clients to enhance their relationship with the Bank. Provides input into strategic decision making. Maintains client contact for assigned relationships and presents results. Supports new product and business development.

• Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.
• Ensures alignment between values and behaviour that fosters diversity and inclusion.
• Regularly connects work to BMO’s purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. 
• Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. 
• Attracts, retains, and enables the career development of top talent.
• Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. 
• Provides strategic input into business decisions as a trusted advisor.
• Influences and negotiates to achieve business objectives.
• Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.
• Identifies emerging issues and trends to inform decision-making.
• Acts as a subject matter expert on relevant regulations and policies.
• May network with industry contacts to gain competitive insights and best practices.
• May consult to or serve on various committees.
• Establishes banking strategies, styles, and products to meet growth and profitability objectives.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Helps determine business priorities and best sequence for execution of business/group strategy.
• Conducts independent analysis and assessment to resolve strategic issues.
• Manages mostly tactical with some strategic relationships with peers in department and functional management.
• Works with more senior staff when dealing with complex issues, projects, analyses, or internal relationships.
• Builds effective relationships with internal/external stakeholders.
• Ensures alignment between stakeholders.
• Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
• Monitors and tracks performance, and addresses any issues.
• Designs and produces regular and ad-hoc reports, and dashboards.
• Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
• Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels.
• Manages multiple processes or programs and provides input on the department's budget.
• Evaluates alternate third-party data sources, models, or software.
• Examines advanced statistical techniques or modeling technology.
• Executes assigned processes or programs with little day-to-day management.
• Provides input into the planning and implementation of operational programs.
• Executes work to deliver timely, accurate, and efficient service.
• Analyzes financial information to assesses risks for new and existing customers and evaluate their ability to repay.
• Interprets and evaluates consumer credit bureau reports, Dun & Bradstreet business reports, and public records using credit scoring and risk management concepts to grant loan requests within specified limits.
• Seeks alternative means of financing or counter-offers for all borrowers when the original request cannot be accommodated.
• Completes annual loan maturities and renewals to avoid administrative past dues using credit scoring and loan review tools.
• Conducts periodic credit reviews where more frequent monitoring may be appropriate based on early warning triggers and identifies client activity trends that may be predictive of deteri