Senior Specialist, Financial Crimes Risk Management Policy & Standards

Work Location:

United States of America

Hours:

40

Pay Details:

$110,760 - $166,400 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Senior AML Financial Crime Risk Specialist role leads the development of enterprise programs including frameworks, policies, standards and development of procedures, awareness and specialized training, monitoring, reporting and escalation of issues and events. This role leads the development, and advises on the activities required to support the function. This role also provides domain subject matter expertise in specialized functions to ensure integrity of oversight and control, escalate as required within mandate. Additionally, this role conducts regular reviews to monitor and evaluate the effectiveness of controls, ensuring ongoing compliance with regulations and identifying areas for improvement.

The Financial Crimes Risk Management Policy and Standards Team is responsible for the establishment and ongoing oversight of an effective Financial Crimes Risk Management Program for TD Bank US Holdings. The Policy and Standards Team is tasked with setting consistent requirements for the bank to prevent, detect, and report financial crimes risk and evaluate the risks associated with a customer relationship throughout the customer lifecycle.

The primary responsibility of the Financial Crimes Risk Management Policy Team is to set and maintain the requirements for the US Financial Crimes Risk Management Program and develop and maintain the governing policies and standards for compliance with US regulations. The team provides ongoing advisement around BSA/AML and KYC requirements and works with cross-functional units (Compliance, Technology, Business, Audit) to support and help execute AML and KYC-related projects. Individuals within this team will be called upon to participate in discussions to shape the most efficient processes for the Program based on regulatory requirements.  The team is also responsible for establishing the governance, reporting, and monitoring routines necessary to adequately oversee the firm's ongoing adherence to BSA/AML, Sanctions, and KYC Policies and Standards.

Depth & Scope:

• Recognized as top level expert within the function and requires significant in-depth and/or breadth of expertise in their own field and knowledge of broader related areas
• Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work
• Integrates knowledge of the functions overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
• Anticipates emerging business trends and regulatory/ risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
• Serves as a source of expert advice to senior management in field of specialty
• Advises on execution of strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties
• Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact 
• Requires innovative thinking to develop new solutions
• Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
• Works within general policies and industry guidelines
• Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader organizational context
• Provides leadership guidance on complex projects/programs; makes recommendations and collaborates with business to ensure solutions meets the business needs