Sr Consumer Credit Director

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!

About the Role

LendingClub is looking for a Sr Consumer Credit Director to lead credit risk management oversight across our consumer lending portfolios. In this role, you will also provide independent review and credible challenge of the capital stress testing and credit loss allowance processes. You will bring deep expertise in consumer credit, strong analytical acumen, and a collaborative leadership style to help ensure safe, sound, and scalable lending practices.

What You'll Do

• Provide independent review and credible challenge of credit extension, pricing, and collections strategies across the consumer bank - including personal loans, point-of-sale financing, and auto refinance 
• Lead the development of preventive and detective control systems, including robust early warning indicators and performance monitoring mechanisms 
• Ensure credit risk monitoring processes are in place and aligned with company and regulatory standards 
• Coordinate credit administration across the bank, including Credit Risk Committee meetings and ongoing updates to consumer credit policy, risk appetite, and concentration limits 
• Ensure timely and accurate delivery of credit risk reporting to the Credit Committee, Board, and regulators 
• Deliver forward-looking, actionable insights on credit risk to senior management and the Board, while providing thought leadership on new product development initiatives 
• Represent LendingClub in industry roundtables to stay current on best practices and evolving standards 
• Facilitate regulatory exams and ensure readiness across credit risk functions 
• Collaborate cross-functionally to support the development and execution of annual operating and strategic plans 
• Manage and mentor a team of analysts, fostering a high-performing, inclusive, and growth-oriented culture 

About You

• Functional (first or second line) credit risk practitioner with strong analytical skills, sound credit judgment, and deep domain expertise in consumer credit 
• 10+ years of progressive experience in financial services, with a focus on unsecured consumer lending and credit risk management 
• Proven ability to synthesize complex data and communicate insights clearly - both in writing and verbally 
• Effective collaborator and influencer, with a versatile interpersonal style and strong stakeholder management skills 
• Strategic operator with a sharp attention to detail and a results-driven mindset 
• Experienced people leader with a track record of building and motivating high-performing teams 
• Proficient in SQL, Python, and Tableau; familiar with CECL (Current Expected Credit Loss) and capital stress testing frameworks 
• Master’s degree in a quantitative discipline (e.g., engineering, finance, economics) preferred 

Work Location
San Francisco

The above locations are eligible offices for this role. The locations have been determined to foster in-person col