Production Solution Center (PSC)Underwriter

POSITION OVERVIEW: The PSC Underwriter is responsible for working with Retail Underwriters and the Sales Teams with researching and implementing the correct product based on the scenario of the borrower.  This position requires a strong credit background on Agency knowledge as well as proficiency in Self Employment Analysis and Non-QM products.

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

• Nationally support all Sales staff with credit related issues from basic guideline questions, complex income scenarios and obtain credit exceptions upfront to deliver quality loans to investors.
• Assist sales with hard-to-place loans and handle non-agency guideline questions.
• Investor Relations – works closely with correspondent and brokered investors on scenarios.
• Review and Approval all loan product marketing collateral to ensure they meet guidelines.
• Liaison between Sales staff and investor for Figure applications
• Review and Approval all loan product marketing collateral to ensure they meet guidelines.

REQUIRED & PREFERRED QUALIFICATIONS AND EXPERIENCE:

• High school diploma.
• Minimum of 8 years’ mortgage experience
• Proficiency in Tax Return Analysis and Non-QM products.
• Thorough understanding of credit and an ability to review complex financial documents required.
• Self-starter, self-reliant, dependable and ability to maintain excellent quality while working in a fast-paced environment.
• Excellent written and verbal communication skills required.
• Strong interpersonal, leadership and organizational skills.
• High integrity and confidentiality required.
• Flexibility in decision making with strong problem-solving skills.

SUPERVISORY RESPONSIBILITIES:

Direct Reports:  N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

Standard office environment, equipment, and tasks, including work at a computer terminal.  This position requires partial sitting and walking throughout the day.  Employees must be open to working overtime to complete assigned tasks.

Base Compensation Information – 

The salary ranges from $75,000 - $85,000. Factors that affect base salary may include: Underwriter experience, overall knowledge, number of years worked in mortgage industry, types of roles performed, computer skills, experience specific to working with mortgage lenders, and education.